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| Solution Features |
Vehicle Loan |
Equipment Loan |
Real Estate Loan |
Secured Loan |
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Vehicle Loan
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Please visit your
local banking center to apply
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Equipment Loan
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Please visit your
local banking center to apply
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Please visit your
local banking center to apply
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Secured Loan
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Please visit your
local banking center to apply
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| Business Need |
Finance the purchase of a new or used vehicle |
Finance the purchase of new or used equipment |
Finance the purchase of commercial real estate |
Get permanent working capital, improve cash flow
Inventory and materials
Finance accounts receivable
Expand or remodel facilities |
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| Key Features |
Lets you borrow up to 100% of the purchase price
Can be used for a new or used auto, van, or truck less than 2.5 tons |
Borrow up to 100% of the purchase price
Can be used for manufacturing, printing, or distribution equipment, heavy-duty trucks (2.5 tons or more), computers, machine tools, and aircraft |
Can be used to construct, purchase, or refinance an owner-occupied business property, as well as to expand or remodel existing facilities |
Quick approval process
Fixed rate, fixed term and competitive rates |
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| Amount |
$10,000 and up |
$10,000 and up |
$10,000 and up |
$10,000 and up |
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| Funds Distribution |
Lump sum payment |
Lump sum payment |
Lump sum payment for real estate purchases
Funds disbursed throughout construction schedule for real estate construction |
Lump sum payment |
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| Collateral Requirements |
Secured by the financed vehicle |
Secured by the financed equipment |
Secured by the financed, owner-occupied real estate |
May be secured by a blanket lien on business assets |
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| Repayment Conditions |
Fixed monthly payments |
Fixed monthly payments |
Fixed monthly payments
Fully amortizing and balloon payment options |
Fixed monthly payments |
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| Term Length |
Up to 6 years |
Up to 6 years for equipment
Up to 7 years for heavy-duty trucks
Up to 15 years for aircraft |
Up to 20 years |
Up to 7 years |
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