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Business Credit Cards

Cardholder Benefits

The control you want, the value you deserve, and the service you expect– only with Bank of America Visa® Business Credit Cards
Flexible account management resources
No-fee rewards, competitive rates, and savings
24/7 customer service business specialists
Find the business credit card that's right for you and apply

Control

  • Separate and control business expenses
  • Track expenses easily with monthly and annual statements
  • Overdraft Protection for a linked business checking account1
  • QuickBooks®–compatible for convenient account management
    Learn more
  • Schedule electronic payments ahead of time with Automatic Bill Payment
  • Comprehensive security and purchase protection

Rewards

  • Get more from your business credit card by choosing a card that offers rewards
  • Choose the card that works for you and take advantage of a wide range of rewards, including airline travel, cash back, gift certificates, car rentals, hotel stays, cruises and more

Value

  • Save on business purchases with a 0% introductory annual percentage rate (APR) and competitive ongoing rates
  • Extended purchase security protection doubles the manufacturer's warranty period–up to one additional year2
  • Up to $100,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars3
  • Enjoy the flexibility of credit lines up to $25,000
  • Savings and discounts on everyday business purchases Browse cardholder discounts

Convenience and Service

  • Reach dedicated customer service and small business sales specialists for advice and help 24/7
  • Access to more than 6,000 banking centers and 18,000 ATMs nationwide
    Find ATMs and Banking Centers
  • Access your account and pay bills online 24/7 with Online Banking4
    Learn more
  • Welcomed worldwide wherever Visa and MasterCard credit cards are accepted

Footnote 1If you link your Bank of America checking account to your credit card for Overdraft Protection, we will automatically transfer funds in multiples of $100 from your credit card account to cover any overdraft on your checking account, as long as your credit card account has sufficient available credit and you are not in default under your Business Card Agreement. A fee of 3% of the amount transferred ($10 minimum) will be charged to your credit card account and the cash advance will accrue interest at the APR stated in your Business Card Agreement. If the available balance on your credit card account is insufficient to cover the amount required by the overdraft (in the multiple of funds stated above), we may advance the funds even if it causes your credit card account to exceed your credit limit. In that event, an over credit limit fee will be apply. Please see your Business Card Agreement for additional details.

Overdraft Protection is not available in WA and ID.

Footnote 2Certain restrictions, limitations and exclusions apply. Details available when you receive your card.

Footnote 3Certain restrictions, limitations and exclusions apply. Details available when you receive your card.

Footnote 4Online financial services are available 365 days a year and 24 hours a day except during system maintenance and upgrades

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