An interest-bearing checking account available to select business entities.
Who it's for
Business Interest Checking is designed for sole proprietorships, nonprofits, or government entities1 with:
- an average balance of less than $15,000
- fewer than 150 checks paid and deposited items—combined—each month
- under $10,000 cash deposited per month
Business Interest Checking features
- Pays interest on your checking balance
- No monthly maintenance fee if you maintain at least one of the following:
- $5,000 minimum daily balance
- $10,000 average monthly balance
- $10,000 combined minimum daily balance of linked accounts2
- $20,000 combined average monthly balance of linked accounts2
- No charge for the first 150 checks paid and deposited items—combined—per month
- Check safekeeping service to avoid the added expense of having your checks returned to you
- Includes all the checking services offered with every Bank of America business checking account
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Footnote1Under federal regulations, other business types are not eligible for Business Interest Checking
Footnote2Eligible accounts include Business Economy Checking, Business Interest Checking, Business Interest Maximizer, Business Investment Account, and Business CDs
| Description |
Fee (per statement cycle) |
Monthly maintenance fee when one of the following is maintained:
- $5,000 minimum daily balance
- $10,000 average monthly balance
- $10,000 combined minimum daily balance of linked accounts1
- $20,000 combined average monthly balance of linked accounts1
|
$0
(otherwise $13.00) |
| Each check paid or deposited item after the first 150 |
45¢ |
| Cash deposited after the first $10,000 |
20¢ per $100 |
Check enclosure service
An optional service where the bank returns copies of cancelled checks with your statement. |
$5 |
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Footnote1Eligible accounts include Business Economy Checking, Business Interest Checking, Business Interest Maximizer, Business Investment Account, and Business CDs
Online Banking services
With a Bank of America Business Interest checking account, you get our free Online Banking service for 24/7 account access, up-to-the-minute daily balances, check images, and much more, including these free services:
- business and personal accounts in one place
- unlimited Bill Pay
- award-winning SiteKey security against fraud and identity theft
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You can also enhance your business with these optional banking services:
- QuickBooks®-interoperability to save time managing your account
- view your non-Bank of America accounts in one place with your Bank of America business and personal accounts
- employee direct deposit
- online business tax payments
- employee access to delegate bookkeeping while maintaining total control
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Business check cards
Make cash withdrawals, deposits, transfers, and everyday business purchases more easily with a free business check card. Use it at ATMs worldwide and anywhere Visa® check cards are accepted, and enjoy the benefits of:
- an optional Business Employee Check Card to let your employees make card purchases—you set spending and location limits—or Business Deposit Card to let your employees make deposits for you
- Total Security Protection for defense against unauthorized card use if your card is lost or stolen. Funds will be replaced within 24 hours—if it's not your purchase, it's not your problem
- Detailed record keeping and easy expense tracking
Business Interest Checking overdraft protection service
Avoid the cost and inconvenience of overdrawing your checking account by linking to a business savings or business credit card for overdraft protection service.
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Other account services
In addition to our standard benefits, Bank of America offers a wide range of banking services that grow with your business, including:
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