Bank of America Mortgage Center¹

With a Bank of America mortgage, you can prequalify online, get a customized rate and lock it in over the phone.

Buy a home

Find out how much you can afford before you shop. Increase your negotiating power by prequalifying online.²

Simple, secure form
Takes just minutes to complete
Get a competitive rate customized for your needs
Lock your rate in over the phone

Refinance

Take advantage of today's competitive rates by refinancing your existing mortgage. Find out more about what refinancing could do for you by applying now to prequalify.²

Get a better rate
Reduce your monthly payments³
Consolidate higher interest rate debt into a lower rate home loan⁴

Mortgage Rates

As of: 11/20/2009, 06:39 am PST





30-yr fixed	4.875	1.000	5.034

15-yr fixed	4.250	1.375	4.578

1-yr ARM	5.875	2.375	3.878

5-yr ARM	3.500	1.000	3.528

7-yr ARM	3.875	1.375	3.752

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¹	The Bank of America Mortgage Center is a Bank of America-controlled website. Bank of America does not endorse or approve facts, material or information contained outside the Mortgage Center or on any third-party website. Any opinions or recommendations expressed on any third-party website are solely those of the independent providers and are not the opinions, recommendations or necessarily the views of Bank of America.

²	To prequalify you, we access your credit bureau report. Please note, Bank of America does not sell or otherwise share any customer information with marketers outside of Bank of America who may want to offer you their own products and services. For more information, please read the Bank of America Privacy Policy for Consumers.

³	Refinancing may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.

⁴	The relative benefits of a loan for debt consolidation depend on your individual circumstances and your actual debt payments. You will realize interest payment savings when you make monthly payments toward the new, lower interest rate loan in an amount equal to or greater than what you previously paid toward the higher rate debt(s) being consolidated.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.