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Compare savings accounts. Open online today. Let's save some money.
$25$25$5,000$5,000
0.10% APY1Tiered, based on 0.50% APY21.15% APY3
balance
Any timeAny time9-month term12-month term (early (no-fee withdrawals) withdrawal fee)
Can be linked to Additional bonus rate,Generally higher interest rate than a
Keep the Change®if you’re eligible4         savings or money market account
for automatic savings                
$5$10$0$0
With Keep the Change, each time you buy something with your Bank of America Check Card, we’ll round up your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account.
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With Keep the Change, each time you buy something with your Bank of America Check Card, we’ll round up your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account.
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Avoid the monthly maintenance fee by maintaining a minimum daily balance of $300, or by setting up an automatic monthly transfer of $25 or more from a Bank of America checking account.
Avoid the monthly maintenance fee by meeting one of the following requirements during each statement cycle: Maintain a minimum daily balance of $5,000 or more in your account or link this account to your Advantage/Prima®/FirstChoice Gold™ with Tiered Interest Checking.
All accounts are FDIC insured to the maximum allowed by law.

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1 Annual Percentage Yield (APY) is accurate as of 11/23/09. Rates may change at any time without prior notice. Fees could reduce earnings on the account. Minimum opening balance is $25.

2 The Annual Percentage Yield (APY) is accurate as of 11/23/09. This promotional APY applies to the initial term of a new Risk Free CD with a/an 9-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a Risk Free CD is $5,000. We may limit the amount you may invest in one or more Risk Free CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply.

For a Risk Free CD, we waive the early withdrawal penalty after the first six days of the account term (or the first six days following any partial withdrawal). We may require at least seven days’ prior written notice of your intended withdrawal from a Risk Free CD.

3 The Annual Percentage Yield (APY) is accurate as of 11/23/09. This promotional APY applies to the initial term of a new High Yield CD with a/an 12-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a High Yield CD is $5,000. We may limit the amount you may invest in one or more High Yield CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply. Fees could reduce the earnings on the account. A penalty is imposed for early withdrawal.

4 You can earn a bonus interest rate when we receive at least one of the following transactions for credit to your Growth Money Market Savings account during each calendar month:(1) an automatic transfer of $250 or more from your Bank of America checking account or (2) a direct deposit of $250 or more. The interest rate bonus begins to accrue within ten(10) business days after the end of the calendar month in which at least one of the transactions occurred. You continue to earn an interest rate bonus as long as we continue to receive at least one of the transactions each calendar month. The interest rate bonus may change and be set to zero. We may change the interest rate bonus at our discretion at any time without notice. See our Personal Schedule of Fees for more information.

Keep the Change patent pending.