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Open the best savings account to help you reach your goals
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with a 1.15%APY5 |
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Privacy & Security
Bank of America, N.A. Member FDIC.Equal Housing Lender
© 2009 Bank of America Corporation. All rights reserved.
1
In order to waive the monthly maintenance fee on your Regular Savings account, a monthly minimum of $25 must be transferred at one time.
2 We will match 100% of your Keep the Change transfers for the first three months after you enroll, and 5% thereafter, up to a maximum total match of $250 per year. Purchases with co-branded, rewards or ATM cards are not eligible for matching. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Eligible savings accounts include Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 11/23/09. Money Market Savings accounts are also eligible. Matching funds will be reported to the IRS on Form 1099. Fees may reduce earnings. Patent pending.
3 You should first talk with a tax advisor. Custodial Savings Accounts are not available in AK, AL, CO, HI, IN, KY, LA, MI, MN, MS, MT, NE, ND, OH, SD, UT, VT, WV, WI and WY.
4 The Annual Percentage Yield (APY) is accurate as of 11/23/09. This promotional APY applies to the initial term of a new Risk Free CD with a/an 9-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a Risk Free CD is $5,000. We may limit the amount you may invest in one or more Risk Free CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply.
For a Risk Free CD, we waive the early withdrawal penalty after the first six days of the account term (or the first six days following any partial withdrawal). We may require at least seven days’ prior written notice of your intended withdrawal from a Risk Free CD.
5 The Annual Percentage Yield (APY) is accurate as of 11/23/09. This promotional APY applies to the initial term of a new High Yield CD with a/an 12-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a High Yield CD is $5,000. We may limit the amount you may invest in one or more High Yield CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply. Fees could reduce the earnings on the account. A penalty is imposed for early withdrawal.
6 You can earn a bonus interest rate when we receive at least one of the following transactions for credit to your Growth Money Market Savings account during each calendar month:(1) an automatic transfer of $250 or more from your Bank of America checking account or (2) a direct deposit of $250 or more. The interest rate bonus begins to accrue within ten(10) business days after the end of the calendar month in which at least one of the transactions occurred. You continue to earn an interest rate bonus as long as we continue to receive at least one of the transactions each calendar month. The interest rate bonus may change and be set to zero. We may change the interest rate bonus at our discretion at any time without notice. See our Personal Schedule of Fees for more information.
Additional terms and restrictions apply. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
* Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card.
