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Enroll in Keep the Change. Holiday shopping with automatic savings.
     
  'Tis the Season to be Saving
When you enroll in Keep the Change, we’ll round up every purchase you make with your Bank of America debit card to the nearest dollar. The difference is transferred from your checking account to your savings account automatically – free of charge.

The Gift that Keeps on Giving
Once you’re enrolled, we’ll help you build your savings by matching 5% of your Keep the Change savings transfers. To really give your savings a boost, we’ll match 100% of your transfers for the first three months. That’ll put some jingle in your Holiday season.  The maximum total match is $250 per year.1

It Pays to Give
Chances are you’ll be shopping more often than usual during the holiday season. With Keep the Change, the more you use your debit card, the more your savings grow.
Getting started is easy
Simply select the account(s) you currently have, and click Enroll Now. If you need all three, just click Enroll Now*.




Enroll Now

*Purchases with rewards or ATM cards are not eligible for matching. Only personal accounts are eligible for Keep the Change. Money Manager and Small Business accounts are not eligible.
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1Purchases with rewards or ATM cards are not eligible for matching. We will match 100% of your Keep the Change transfers for the first three months after you enroll and we will match 5% thereafter (10% for Tiered Interest Checking customers). The maximum total match is $250 per year. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Bank of America will only match Keep the Change transfers on up to five checking accounts per depositor (including joint depositors) or up to five checking accounts per household, whichever is less. Eligible savings accounts include Regular Savings, which requires a minimum opening balance of $25 and pays a variable annual percentage yield that is 0.10% as of 11/23/09. Money Market Savings accounts are also eligible. Matching funds will be reported to the IRS on Form 1099. Fees may reduce earnings. Patent pending.