Growth Money Market Savings™

Tiered Interest Rates, Potential Bonus Rate

A Growth Money Market Savings account gives you two ways to build your savings. With tiered interest rates, you can earn more as your balance grows.² And, you can earn an even higher rate just by setting up a monthly direct deposit or automatic transfer into your account.¹

A Growth Money Market Savings account makes it easier to save with these benefits:

Tiered rates — Your interest rate can rise as you save more
Bonus rate with eligible direct deposit or automatic transfer
Access to your money any time at ATMs, banking centers, or online
Minimum opening balance of just $25
FDIC–insured up to $250,000

Earn more as your balance grows with growth money market savings. Plus, earn a bonus rate if you're eligible.

Save more, earn more

The more your balance grows, the more you can earn:

Balance	Standard APY³	Bonus APY³
Less than $5,000	0.30%	0.55%
$5,000 - $9,999	0.30%	0.55%
$10,000 - $24,999	0.50%	0.75%
$25,000 - $49,999	0.50%	0.75%
$50,000 - $99,999	0.60%	0.85%
$100,000 - $499,999	0.75%	1.00%
$500,000 - $2,499,999	0.75%	1.00%
$2,500,000 and over	0.75%	1.00%

¹ You can earn a bonus interest rate when we receive at least one of the following transactions for credit to your Growth Money Market Savings account during each calendar month: (1) an automatic transfer of $250 or more from your Bank of America checking account or (2) a direct deposit of $250 or more. The interest rate bonus begins to accrue within ten (10) business days after the end of the calendar month in which at least one of the transactions occurred. You continue to earn an interest rate bonus as long as we continue to receive at least one of the transactions each calendar month. The interest rate bonus may change and be set to zero. We may change the interest rate bonus at our discretion at any time without notice. See our Personal Schedule of Fees for more information.

² This account earns interest at a variable rate.

³ Annual Percentage Yield is accurate as of 11/23/09. These rates may change at any time without prior notice before or after the account is opened. Fees could reduce earnings on the account.

Monthly maintenance fee: $10. Avoid the monthly maintenance fee by meeting one of the following requirements during each statement cycle: Maintain a minimum daily balance of $5,000 or more in your account or link this account to your Advantage/Prima®/FirstChoiceGold™ with Tiered Interest Checking.