Thank you for being a valued Bank of America customer. To show our appreciation, we'd like to offer you a cash reward for opening a new checking account1. Open a business checking account and we'll give you $1001. Plus, it's free of monthly maintenance fees when you also have a personal Advantage® checking account2. You'll also receive $1001 when you open a personal checking account. Opening both a business and a personal account will help you save money, manage your finances better and get a $2001 cash reward. To take advantage of this special offer, simply choose from the personal and business checking options below and open your new accounts today. Choose Advantage® checking and get business checking free of monthly maintenance fees2, or choose MyAccess Checking® and get business checking free of monthly maintenance fees for two years2. Personal Checking Options: Advantage Checking MyAccess Checking Business Checking Options: Business Economy Checking Business Interest Checking Privacy & Security Bank of America, N.A. Member FDIC. Equal Housing Lender © 2006 Bank of America Corporation. All rights reserved. 1 Offer expires July 15, 2006, and is available on new Business Interest Checking, Business Economy Checking, personal Advantage® checking and MyAccess Checking® accounts, excluding student checking. Cannot be combined with any other offer. The $100 or $200 reward will be delivered by mail in the form of a gift check within 60 days of account opening. The reward(s) will be reported to the IRS. A personal Advantage checking account requires a minimum opening balance of $100 and paid a variable annual percentage yield (APY) of 0.10% (0.20% in Metro NY) as of 3/20/06. A MyAccess checking account requires a minimum opening balance of $25. Fees may reduce earnings. 2 Monthly maintenance fees will be waived on your small business checking account for the period in which your Bank of America Advantage® Account remains open, and will be reinstated should your personal Advantage Account be closed for any reason. If an Advantage account isn't the right fit for your personal checking needs, you can get a business checking account with no monthly maintenance fee for two years with any of our other personal checking accounts. Monthly maintenance fees will be waived on your small business checking account for a period of two years as long as your Bank of America personal checking account remains open, and will be reinstated should your personal checking account be closed for any reason. Terms and conditions of this offer are subject to change. Excess transaction fees still apply. The owner to receive this offer is the first business owner listed in the application. 3 Internet access is required. 4 There is a monthly fee for Online Business Suite of $15.00. An additional $10.00 per month will be charged for the Employee Direct Deposit and Accounts Payable service. The fee for Employee Direct Deposit and Accounts Payable covers the first 20 employee or vendor payments scheduled in any calendar month. Additional employee or vendor payments are subject to a fee of $2.00 for each set of 5 payments. An additional $10.00 per month will be charged for the Accounts Receivable service. The fee for Accounts Receivable covers the first 20 invoices created in any calendar month. Additional invoices are subject to a fee of $2.00 for each set of 5 invoices. To have the Employee Direct Deposit and Accounts Payable service or the Accounts Receivable service you must be enrolled in the Online Business Suite Service. There is an additional $10 charge for each next day payment. 3 day payments are included in the monthly Direct Deposit and Accounts Payable service fee. 5 The Bank of America Small Business Discounts Program is operated by Next Jump, Inc.'s Corporate Perks program. Certain offers and discounts may refer to "Next Jump" or "Corporate Perks" membership for which you are eligible with your free enrollment in the Bank of America Small Business Discounts Program.