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Privacy &Security

ShopSafe® Service

The free and easy way to protect yourself when you shop online
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ShopSafe safe online shopping service adds an extra layer of protection when you shop online. Use it to generate a temporary credit card number, and complete your online purchase with confidence.

What is ShopSafe?


ShopSafe® is a free service that allows you to create a temporary card number each time you make an online purchase. This number links directly to your real credit card account number but keeps your card number completely private and protected. The ShopSafe number is used just like any other credit card–a merchant never knows it's not your real credit card.


  • Purchase securely–and with peace of mind
    Provides you with a safe online shopping experience without exposing your real credit card number.
  • You can use ShopSafe for recurring payments
    The ShopSafe service allows you to set your "Valid Thru" date for up to 1 year in the future. The recurring monthly payment feature allows you to securely manage your monthly bills.
  • Use ShopSafe anytime you shop online
    Merchants do not need any special software or applications to process your ShopSafe account.
Available only on Bank of America Visa and MasterCard accounts for customers who use our Online Banking service. Not currently available on Bank of America American Express accounts.
Sign In
New to Online Banking?
Enroll Now
Don't have a Credit Card?
Apply Now

Using ShopSafe

1 Shop online as you normally would
2 When it's time to check out, sign in to Online Banking and choose Use ShopSafe from your credit card Account Activity screen.
3 Enter your desired spending limit and expiration date.
ShopSafe Interface
3 ShopSafe creates a temporary account number that allows you to purchase with confidence.
ShopSafe Card