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SafePass^®: Online Banking Security Enhancements

Lock down your account against fraud. Use SafePass for another layer of Online Banking security.

Lock down your account against fraud. Use SafePass for another layer of Online Banking security.

What is SafePass?

What is SafePass?

How it Works

How it Works


SafePass^® is Bank of America’s strongest protection in guarding against Online Banking fraud and identify theft. With SafePass, you get a 6-digit, one-time passcode sent as a text message¹ to your mobile phone or generated from a convenient wallet-sized card². Since the passcode is sent privately to your personal device, you get an unrivaled extra layer of security when authorizing sensitive transactions (Note: the code is temporary and expires as soon as you use it). With this convenient added layer of protection for Online Banking, you can be confident that only you are authorizing new payees in Bill Pay and adding new accounts for online transfers. SafePass also enables transfers with higher daily and weekly limits as well.

What can I do with SafePass?
Add extra protection for online transfers. Use the SafePass code to securely add accounts where you want to transfer funds, both inside and outside Bank of America. Authorize new payees for Bill Pay more securely. Use the SafePass code to safely add company and individuals you need to pay. Get higher transfer limits. Now you can transfer even more money—daily or weekly

SafePass^® + SiteKey^®= Stronger Security

While you will still use your SiteKey to sign in to Online Banking, you can now have added security by using your 6-digit, one-time code when authorizing sensitive transactions. Since you have private access to your SafePass code, only you can authorize your online transactions.

How do I enroll in SafePass?

SafePass protection is available only to customers who have already enrolled in Online Banking.

To enroll in SafePass, simply sign in to Online Banking and register your mobile device or order the SafePass card.

For more information, please see our frequently asked questions.

Sign Up | New to Online Banking? Enroll Now | Test Drive

¹Your mobile carrier may charge you for text messaging. Please check your mobile service agreement for details on applicable fees. Please note: Some prepaid mobile plans do not support business-to-person text messaging but do support person-to-person text messaging. Please contact your provider for details about your plan.

²One-time fee of $19.99 is charged for the standalone SafePass card.

Test Drive SafePass

See how easy it is to use this new security feature.

SafePass Mobile at a Glance

SafePass Card at a Glance