Value and pricing
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2 points for every dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores and neighborhood pet specialty stores
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Put your pet's picture on your card or choose from one of three adorable designs
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1 point for every dollar you spend on everyday purchases
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500 bonus points with your first purchase
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Rewards begin at just 750 points
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No annual fee
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0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for the first 6 billing cycles.
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After your fixed introductory rate expires, you will receive a variable APR on purchases and balance transfers, currently Prime + 9.99%. Please note that you will lose your introductory rate if you exceed your credit limit or are late with a payment.
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All payments you make will be applied to the lowest APR balances first
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No balance transfer fees for introductory transfers
Platinum benefits
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Online Banking service1
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Total Security Protection®, our free package of security features, including zero liability from unauthorized card use if you notify us promptly2
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Travel and emergency assistance3
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Automatic auto rental insurance3
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Purchase Replacement3
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Purchase Guard3
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Convenience checks at no extra charge4
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Additional cards at no extra charge
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Bilingual (English/Spanish), Braille and large-print credit card statements available upon request5
Browse PetRewards redemption site
Visit Hill's Pet Nutrition website to receive free information about your pet's nutrition.
Apply now for the PetRewards Visa card
We have the right to change your terms, rates and fees at any time, for any reason, in accordance with the cardholder agreement and applicable law. Please see terms and conditions for important information concerning this offer.
Veterinary service discounts paid as rebates. Pet food discounts only apply to Hill's® Science Diet® or Prescription Diet® brand pet foods. Shelter donations can only be made to approved shelters.
Footnote 1 Online Banking is only available in certain states.
Footnote 2 Claims may be filed against posted and settled transactions subject to dollar limits and verification and must be reported within 60 days of the statement.
Footnote 3 Certain exclusions, restrictions and limitations apply. Details available when you receive your card.
Footnote 4 Cash advance fees and finance charges apply.
Footnote 5 Braille and large-print statements are only available in English.
With the PetRewards Visa card, you pay no annual fee, enjoy a 0% fixed introductory APR on purchases and balance transfers, and earn points toward pet food discount certificates, veterinary clinic purchases, and donations to animal shelters across the country.
| Description |
Rate or Fee |
| Annual Fee |
None |
| Introductory APR on purchases and balance transfers (first 6 billing cycles) |
0% |
| APR for purchases and balance transfers after first 6 billing cycles |
A variable APR, currently Prime + 9.99% |
| Cash advance APR |
A variable APR, currently Prime + 15.99% |
| Late payment fee |
Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
|
| Over the credit limit fee |
Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000. |
| Penalty APR |
A variable rate, currently up to Prime + 23.99% |
| Grace period on purchases |
At least 20 days |
| Minimum finance charge |
$1.50 |
Terms and conditions
Apply now for the PetRewards Visa card
Convenient account access
Bank of America credit card holders are entitled to our free Online Banking service. Online Banking provides complete access right at your fingertips and helps you save time and money while you manage your account. Plus, you can pay your credit card bill online for free.
Pay your credit card bill in seconds
It's free and only takes a few minutes to set up. Most payments are made on the same or next business day.
View your account information anytime
Access account information like your balance, transaction activity, and payment due date whenever you need it.
Consolidate your balances
Transfer your other card balances to your Bank of America card easily online.
You can also order convenience checks, request credit limit increases, and more. It's easy and secure and only takes a moment to enroll. Upon receipt of your card simply go to bankofamerica.com to get started.
Apply now for the PetRewards Visa card
