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Bank of America and Merrill Lynch Join Forces

A leading global financial services company

Merrill Lynch & Co., Inc. has joined Bank of America Corporation, one of the largest financial institutions in the world, creating a leading banking and wealth management franchise and well-positioned corporate and investment banking and capital markets businesses.

Our companies have a shared commitment to putting our clients first. Amid some of the most turbulent financial markets in recent history, we remain firmly committed to addressing our clients' concerns while helping them navigate the challenges as well as take advantage of the opportunities during these times.

Our combination establishes a global company with a deep and diverse array of businesses, uniquely positioned to meet our clients' needs. We will now be able to offer a much broader array of leading solutions, products and services to companies, individuals, institutions and governments around the world.

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Banc of America Online Investing, Powered by Merrill Lynch is the brand name for an online investing business offered through Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Lynch Wealth Management is the marketing name for the brokerage services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.

Bank of America Corporation ("Bank of America") is a financial holding company that, through its subsidiaries and affiliated companies, provides banking and investment products and other financial services.

Banking products are provided by Bank of America, N.A., Merrill Lynch Bank & Trust Co., FSB (including First Republic Bank) and Merrill Lynch Bank USA, Members FDIC.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a wholly-owned subsidiary of Bank of America Corporation and is a registered broker-dealer and member of FINRA and SIPC.

Investment products provided to their respective clients by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
 Are Not FDIC Insured 
 May Lose Value 
 Are Not Bank Guaranteed
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
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