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Virginia Home Equity Loan and Line of Credit

Take advantage of the equity in your home with Bank of America, the #1 home equity lender. Get a Virginia home equity loan or line of credit to consolidate debt*, make home improvements or to pay for education. Imagine getting cash in one up-front payment while enjoying competitive home equity loan rates in Virginia. Whether it's to fix up that rustic cabin in the mountains, or to pay for college—how you spend it is up to you.


Apply online, estimate your payment, compare a line of credit with a Home Equity Loan and more at Bank of America.


Home Equity Local Overview

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Contact Us – 1.866.709.6373

Find my payment and rate

Choose your amount Your monthly payment-sample rate* APR
$25,000 $121 5.87%
$40,000 $193 5.87%
$50,000 $236 5.74%
$60,000 $284 5.74%
$75,000 $354 5.74%
$100,000 $442 5.37%
* Monthly payment may vary due to rate. Other amounts available. Please contact a Loan Specialist for current rates and amounts.
Get customized rate

Compare home equity types

Home Equity Line of Credit
  • Borrow money ongoing, as you need it
  • Variable interest rate–fixed rate option available
  • Flexible payments, varies with rate & amount
Home Equity Loan
  • Borrow money all at once
  • Fixed interest rate only
  • Fixed monthly payment for the life of the loan
Learn More

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Local Virginia banking centers:
2747 Duke Street
Alexandria, VA 22314
703.461.6050

4707 Forest Hill Avenue
Richmond, VA 23225
804.230.0890