Home Equity Solutions from the Bank You Trust

New York Home Equity Loan and Line of Credit

Home improvements have never been easier than with a New York Home Equity Loan from Bank of America.

Use the equity in your home to get cash for various home improvements. Build the kitchen or bathroom of your dreams—fix that leaky roof—give your home a face lift with new landscaping or a lush garden. Or use your home's equity in the form of a New York debt consolidation* loan to get those bills under control.


But a Home Equity Loan isn't your only option at Bank of America. You can also enjoy the flexibility of a New York Home Equity Line of Credit. Get possible tax deductions*, lock-in a fixed rate on your variable balance and draw from your credit line any time you need it.

Apply online, estimate your payment, compare a line of credit with a home equity loan for home improvement, and more at Bank of America.

Let the bank you trust help you find the right loan.

Apply Now

Or Call 1.866.203.7089

 
 

Contact Us - 1.866.203.7089

Find my payment and rate

Choose your amount Your monthly payment-sample rate* APR
$25,000 $131 6.37%
$40,000 $210 6.37%
$50,000 $242 5.87%
$60,000 $290 5.87%
$75,000 $362 5.87%
$100,000 $462 5.62%
* Actual monthly payments and rates may vary. Other line amounts available. Please contact a Loan Specialist for current rates and other details.
Get customized rate

Compare home equity types

Home Equity Line of Credit
  • Borrow money as you need it, with 24/7 access to funds
  • Variable interest rates and fixed rate loan options
  • Flexible payment options, including interest only payments
Home Equity Loan
  • Borrow money all at once
  • Fixed interest rate only
  • Fixed monthly payments for the life of the loan
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