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Frequently Asked Questions
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See a list of all Frequently Asked Questions.
FAQs for Merrill Lynch Wealth Management
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What is Merrill Lynch Wealth Management?
Merrill Lynch Wealth Management provides individuals and professional firms and practices with premium banking and investment solutions all in one place. It joins the forces of Bank of America, one of the world's strongest and most trusted financial institutions, and its brokerage affiliate, Merrill Lynch, Pierce, Fenner & Smith Incorporated, to offer you integrated financial solutions delivered through one coordinated relationship. A Client Manager from Bank of America and a Financial Advisor from Merrill Lynch, Pierce, Fenner & Smith Incorporated, work as a team to provide you close, personal attention.
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What is a Client Manager?
Client managers are experienced banking professionals who work with you to achieve your financial objectives. Your client manager serves as your point of contact to help you access the full range of resources available to you at Bank of America and its affiliates. From handling basic banking transactions to helping you plan for your future, your client manager makes it easier for you to manage your personal and business finances.
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What is a Financial Advisor?
Financial Advisors are highly trained professionals from Merrill Lynch, Pierce, Fenner & Smith Incorporated who bring experience in a full range of planning areas, including retirement and education, and provide access to estate planning. With an average of 10 years of experience, each of our advisors has earned professional designations and undergoes extensive training to ensure their ongoing ability to help meet your needs. Financial Advisors work closely with your Client Manager to understand your overall financial picture. Working together, a Financial Advisor and a Client Manager provide you with integrated banking, planning and investment solutions.
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Do Bank of America and its affiliates offer online access to my accounts?
Yes, through Online Banking from Bank of America, you can access your accounts securely anytime, day or night. Check your balances, see which transactions have posted, transfer funds between accounts, and send messages to the bank via e-mail. Also, you can access your Banc of America Online Investing, Powered by Merrill Lynch investment accounts through Advisory Services or Self-Directed Investing online access. With Advisory Services, you can view account balances, transaction summaries, securities positions, market data and real-time quotes. With Self-Directed Investing, you get all the same features as Advisory Services, but you can also initiate trades.
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Banc of America Online Investing, Powered by Merrill Lynch is the brand name for an online investing business offered through Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Lynch Wealth Management is the marketing name for the brokerage services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
Banking products such as checking accounts and certificates of deposit are FDIC insured and are offered through Bank of America, N. A., an FDIC member.
Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated and insurance products such as life and long-term care are offered by Merrill Lynch Life Agency Inc. and:
Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, member NASD and SIPC and is a wholly-owned subsidiary of Bank of America Corporation.
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