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Individual Retirement Accounts (IRAs)
 

Open an Account

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  Your Account Type

 

Please select the account type would you like to apply for.*

  
  
  
  

1:  

  Your Customer Relationship

 


1 If you have received an offer or promotion from Bank of America, please enter your code to receive your offer. Your offer code is indicated on the communication (for example, a brochure or a web page ad) that you may have received from us.

Open a Regular Savings account free of monthly maintenance fees for the first six months when you also open a new checking account.

Transaction limits and excess withdrawal fees still apply. Avoid monthly maintenance fees on Regular Savings after the 6-month introductory period with a scheduled recurring transfer from checking to this Regular Savings of $25 or more per monthly statement cycle or the minimum required daily balance in Regular Savings.

 

Application Help

What You’ll Need

Applying online should only take 5 to 10 minutes if you have all your information in order. Here’s what you’ll need to open an IRA online:

  • Social Security number
  • Date of Birth
  • Address
  • Phone Number
  • Email address

If you don’t have these items, you may need to go into a branch to apply in person.

Helpful hints for a successful application.

Frequently asked questions.

Review account choices.

The State You Live In

If you dont live in NC, you can change your state so we can provide you with the correct accounts for your location.