* indicates a required field.
Please select the account type would you like to apply for.*
1 If you have received an offer or promotion from Bank of America, please enter your code to receive your offer. Your offer code is indicated on the communication (for example, a brochure or a web page ad) that you may have received from us.
2Excess withdrawal fees still apply. Avoid monthly maintenance fee on Regular Savings after the first 6-months, with a scheduled transfer from your checking to your Regular Savings account of $25 or more per monthly statement cycle or with the required minimum balance for Regular Savings. See Personal Schedule of Fees. If there is no activity on your savings account for more than 120 days, we may close it.
Open a Regular Savings account free of monthly maintenance fees for the first six months when you also open a new checking account.
Transaction limits and excess withdrawal fees still apply. Avoid monthly maintenance fees on Regular Savings after the 6-month introductory period with a scheduled recurring transfer from checking to this Regular Savings of $25 or more per monthly statement cycle or the minimum required daily balance in Regular Savings.
What Youll Need
Applying online should only take 5 to 10 minutes if you have all your information in order. Heres what youll need to open an IRA online:
If you dont have these items, you may need to go into a branch to apply in person.
Helpful hints for a successful application.
Frequently asked questions.
Review account choices.
If you dont live in NC, you can change your state so we can provide you with the correct accounts for your location.