Footnote 1
You can earn a bonus interest rate on your Growth Money Market Savings account when we receive at least one of the following transactions for credit to your account during each calendar month: (1) an automatic transfer of $250 or more from your Bank of America checking account, (2) an automatic transfer of the monthly interest payment from your Bank of America CD, or (3) a direct deposit of $250 or more. The interest rate bonus begins to accrue within ten (10) business days after the end of the calendar month in which at least one of the transactions occurred. You continue to earn an interest rate bonus as long as we continue to receive at least one of the transactions each calendar month. The interest rate bonus may change and may be set to zero. We may change the interest rate bonus at our discretion at any time without notice.
Footnote 2 The Annual Percentage Yield (APY) is accurate as of 09/09/2010. This promotional APY applies to the initial term of a new Risk Free CD® with a 9-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a Risk Free CD® is $5,000. We may limit the amount you may invest in one or more Risk Free CDs® to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply.For a Risk Free CD®, we waive the early withdrawal penalty after the first six days of the account term (or the first six days following any partial withdrawal).
Footnote3 The Annual Percentage Yield (APY) is accurate as of 09/09/2010. This promotional APY applies to the initial term of a new High Yield CD with a 12-month term that is opened online through bankofamerica.com. We may change this promotional APY at any time without prior notice. The minimum balance required to open a High Yield CD is $10,000. We may limit the amount you may invest in one or more High Yield CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms not allowed. Additional restrictions apply. Fees could reduce the earnings on the account. A penalty is imposed for early withdrawal.
Your account is covered by FDIC insurance up to the maximum allowed by law.
Footnote4 Purchases with rewards or ATM cards are not eligible for matching. We will match 100% of your Keep the Change transfers for the first three months after you enroll. Thereafter, we will match 5%. The maximum total match is $250 per year. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Bank of America will only match Keep the Change transfers on up to five checking accounts per depositor (including joint depositors) or up to five checking accounts per household, whichever is less. Eligible savings accounts include Regular Savings (or Market Rate Savings in WA and ID), which requires a minimum opening balance of $25 ($1 in WA and ID) and pays a variable annual percentage yield that is 0.05% as of 09/09/2010. Money Market Savings accounts are also eligible. We may cancel or modify the Keep the Change service or any matching promotions at any time. Matching funds will be reported to the IRS on Form 1099. Fees may reduce earnings. Patent pending.
