Frequently Asked Questions

You can view pricing information by selecting one of the checking accounts listed on our Checking overview page. You can also receive pricing information by calling 1-800-900-9000 weekdays 7:00 a.m. to 10:00 p.m., Eastern Time.

You can view fee information by reviewing one of the checking accounts listed on our Checking overview page. You can avoid the monthly maintenance fees on checking accounts by maintaining the required balances in Bank of America accounts.

You can view pricing information by selecting one of the savings accounts listed on our Savings overview page. You can also receive pricing information by calling 1.800.622.8731.

You can view current CD rates and annual percentage yields by visiting our Deposit Interest Rates page.

The cost varies by the size of the box. Locate your nearest banking center to inquire about safe deposit box availability and pricing.

Advantage with Tiered Interest Checking customers receive traveler's cheques at no cost. For non-Advantage customers purchasing single or dual signature cheques, the cost is 2% of the amount of the traveler's cheques. Order your traveler's cheques online.

An Overdraft Item Fee is charged when you write a check or make a withdrawal for an amount that is more than the balance in your checking or savings account and we pay the transaction.

• You are not charged Overdraft Item Fees when we determine your account is overdrawn by a total amount less than $10 after we finish processing for the day.
  
  
• When we determine your account is overdrawn by a total amount of $10 or more, you are charged a $35 overdraft item fee for each overdraft item.

Although Bank of America is not obligated to pay an item if your account is overdrawn, the bank may pay these items as a courtesy to you. If you are charged an overdraft item fee, you can view details in your Online Banking transaction record.

If your account has a negative balance for 5 consecutive business days, you will receive an additional one-time Extended Overdrawn Balance Charge of $35 on the sixth day. This fee is in addition to any applicable fees for overdraft items, insufficient funds and returned items.

An Overdraft Protection Transfer fee occurs whenever funds must be provided to cover a transaction that overdraws the account. When a debit clears that is more than the funds available in an account, money is transferred from the linked Overdraft Protection account.

When you do not have enough available funds in your account to cover an item, and we decline or return the item unpaid (a returned item), we charge a $35 NSF: Returned Item Fee.

A Non-Bank of America ATM fee (sometimes referred to as a Foreign ATM fee) occurs whenever you access an ATM outside Bank of America's network for withdrawals, transfers, or balance inquiries. In some instances, you may be charged a fee by the ATM operator or network as well.

If you would like to locate an ATM or banking center, please visit our locator.

A Check Enclosure fee is charged for returning cancelled checks with your monthly statement. To change the way you receive your statements, visit the Stop/start receiving paper statements link within the Customer Service menu in Online Banking.

This fee occurs whenever you initiate a stop payment on a check or a payment through Bill Pay.

To avoid any late fees, please review this summary of fees to learn which fees may apply to your accounts.

You can be charged for no more than 4 Overdraft Item Fees and NSF: Returned Item Fees in a day.