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Checking & Savings

Frequently Asked Questions

Overdraft Protection
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What is overdraft protection?

Overdraft protection is a service to help you prevent returned checks and overdrafts on your checking account. With overdraft protection, available funds from your savings account, line of credit, or credit card are automatically transferred to your checking account if you should overdraw your account.


 
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How do I get overdraft protection?

You can apply for overdraft protection by calling 1.800.432.1000 - Monday - Friday 7 a.m. - 10 p.m. and Saturday - Sunday 8 a.m. - 5 p.m.


 
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What types of overdraft protection do you offer?

We offer overdraft protection for your checking account in three ways - through a savings account, credit card, or line of credit.


 
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What is the cost for overdraft protection?

There is no cost to set up overdraft protection. Transfer and other fees may apply if you use this service. See your account agreements for further information.


 
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Can I sign up for overdraft protection, and check storage within the online checking application?

Yes, you can sign up for overdraft protection and check storage in the online checking account application. Use both for added security for your checking account.


 
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What is overdraft coverage opt out?

For information about overdraft coverage opt out, call the number on the back of your debit card or visit an associate at your nearby banking center.


 
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