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Checking & Savings

Frequently Asked Questions

Direct Deposit
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What is direct deposit?

Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking, savings, or Money Market account. It's convenient, secure, and saves trips to your banking center. Sign up for direct deposit today.


 
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What does direct deposit cost?

There is no charge for direct deposit.


 
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How can I get direct deposit?

Sign up for direct deposit today.


 
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Where is the Transit/ABA routing number on my check?

If you are reordering checks, setting up direct deposit or automatic payment, or preparing a wire transfer, you will likely be asked to provide an ABA number to your financial institution. ABA numbers expedite the processing of debits and credits between financial institutions.

The sample check graphic below shows where ABA check routing numbers can be found on your checks. Use the drop down box below to locate your numbers by state.

Sample Check

Refer to you own check for your numbers.

Below you will find a listing of Bank of America's check routing, ACH routing, and wire transfer ABA numbers by state. Your financial institution will indicate which number is necessary for your particular transaction. For example, when setting up direct deposit, you will be asked to provide your ACH routing number. In some cases, there are two sets of numbers for a particular state. If your are unsure which number to use, please call the phone number listed on your statement, and we will be happy to determine the appropriate number for you.

You must provide the ABA numbers for the state in which your account was opened. To change your state, please use the drop-down selector to choose your state, and click the "Go" button.


 
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North Carolina  
Paper (ex. Ordering Checks): 053000196
Electronic (ex. Direct Deposit/Automatic Payment): 053000196
Wire Transfer: 026009593

 
 

Where is my checking account number on my check?

Sample Check

Refer to you own check for your numbers.

 
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