CampusEdge^® Student Checking

Overdraft Items and NSF: Returned Items

When you do not have enough available funds to cover a check or other item, we may either pay it and charge you an Overdraft Item Fee or return it unpaid and charge you a NSF: Returned Item Fee.

$35

When we determine that your account is overdrawn by a total amount less than $10 after we finish processing for that day and we pay for the transaction or transactions, we do not charge Overdraft Item Fees.

When we determine that your account is overdrawn by a total amount of $10 or more after we finish processing for that day and we pay for the transaction or transactions, we charge an Overdraft Item Fee of $35 per item.

NSF: Returned Item Fees are also $35 per item and are charged when we decline or return your transactions when you do not have sufficient funds in your account to pay for the transaction or transactions.

You are charged for no more than 4 Overdraft Item and Returned Item Fees per day.

Extended Overdrawn Balance Charge

Applies when we determine that your account has been overdrawn for 5 or more consecutive business days.

$35.00 For each time that your account is overdrawn by any amount for 5 or more consecutive business days, we charge one Extended Overdrawn Balance Charge.

Check enclosure fee

The fee charged for returning cancelled checks with your monthly statements.

Check enclosure service not available for this account.

Stop Payment fee

$30.00 each request or renewal

Non-Bank of America ATM fee in the United States¹

$2.00 per withdrawal, transfer, or balance inquiry

Non-Bank of America ATM fee in a foreign country¹

$5.00 per withdrawal, transfer, or balance inquiry