CampusEdge® Checking
  • No monthly maintenance fee1
  • No minimum balance
  • Includes Stuff Happens® card to request a one-time fee refund2
Features
  • 18 or older can open online
  • Free Bank of America Check Card
  • One overdraft refunded, just because
  • Free Online Banking service with Bill Pay
  • Access to mobile banking service that allows you to view your account through your mobile phone3
  • Email and text message alerts to help you manage your account when your balance gets low4
  • Parents can help students out with money more easily than ever. Funds can be transferred once or on a recurring basis directly from one Bank of America account to another, free of charge

Footnote 1 Special Online Only Offer: Opening account online available only for students 18 years and older. Account will initially be opened as CampusEdge® Checking with no monthly maintenance fee. After the first 5 years for accounts opened online, account will be converted to MyAccess® Checking with no monthly maintenance fee. Student status will be validated upon account opening. Fees for overdrafts and other account-related services still apply. Programs, fees, rates, terms and conditions are subject to change. CampusEdge checking is not currently offered in Georgia.

Footnote 2 Stuff Happens® Card, good for a one-time refund for one of the following fees: overdraft item fee, NSF: returned item fee, overdraft protection transfer fee, stop payment fee or non-Bank of America ATM fee. The Stuff Happens® Card is only valid for CampusEdge® Checking accounts.

Footnote 3 Web access is needed to use Mobile Banking. You will be charged access rates, depending on your carrier. Check with your service provider for details on specific fees and charges.

Footnote 4 Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider.
Rates & Fees
Monthly Maintenance Fee Balance Requirement
$0 $0
Fee type Fee

Overdraft Items and NSF: Returned Items

When you do not have enough available funds to cover a check or other item, we may either pay it and charge you an Overdraft Item Fee or return it unpaid and charge you a NSF: Returned Item Fee.

$35

When we determine that your account is overdrawn by a total amount less than $10 after we finish processing for that day and we pay for the transaction or transactions, we do not charge Overdraft Item Fees.

When we determine that your account is overdrawn by a total amount of $10 or more after we finish processing for that day and we pay for the transaction or transactions, we charge an Overdraft Item Fee of $35 per item.

NSF: Returned Item Fees are also $35 per item and are charged when we decline or return your transactions when you do not have sufficient funds in your account to pay for the transaction or transactions.

You are charged for no more than 4 Overdraft Item and Returned Item Fees per day.

Extended Overdrawn Balance Charge

Applies when we determine that your account has been overdrawn for 5 or more consecutive business days.

$35.00 For each time that your account is overdrawn by any amount for 5 or more consecutive business days, we charge one Extended Overdrawn Balance Charge.

Check enclosure fee

The fee charged for returning cancelled checks with your monthly statements.

Check enclosure service not available for this account.

Stop Payment fee

$30.00 each request or renewal

Non-Bank of America ATM fee in the United States1

$2.00 per withdrawal, transfer, or balance inquiry

Non-Bank of America ATM fee in a foreign country1

$5.00 per withdrawal, transfer, or balance inquiry

Footnote1 A non-Bank of America ATM is an ATM that does not prominently display the Bank of America name or logo on the ATM. When you use a non-Bank of America ATM, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
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