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Credit Cards

Total Security Protection®

Get greater defense against theft, loss, or unauthorized use of your consumer card. Total Security Protection is free and automatically offered on Bank of America consumer credit cards.

  • Zero Liability. If your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss.
  • Guaranteed Credit. Your account will be credited promptly, often as soon as the end of the next day for unauthorized transactions if your card is used fraudulently.1
  • Fraud Monitoring. Reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected.
  • Photo Security®. Puts your picture on the front of the card to reduce fraud.
  • Online Protection: Provides password protection to prevent others from using your card to make online purchases.
  • Privacy Policy. Keeping your financial information secure is one of our most important responsibilities. For an explanation of how we manage Customer Information, visit www.bankofamerica.com/privacy/.

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1Claims may only be filed against posted and settled transactions and are subject to dollar limits and verification. Claims reported and received during weekdays after 6:00 p.m. CST, on weekends or holidays, or after 60 days of the date of the statement on which the transaction appears will not be eligible for next-day credit.