Total Security Protection: Credit Card Fraud Protection from Bank of America

Total Security Protection®

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¹Claims may only be filed against posted and settled transactions and are subject to dollar limits and verification. Claims reported and received during weekdays after 6:00 p.m. CST, on weekends or holidays, or after 60 days of the date of the statement on which the transaction appears will not be eligible for next-day credit.

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Some accounts and services, and the fees that apply to them, vary from state to state. Please review the information for your state in the Personal Schedule of Fees (at www.bankofamerica.com/feesataglance or at your local Banking Center) and in the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement.

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Total Security Protection®

Get greater defense against theft, loss, or fraudulent use of your consumer card. The Total Security Protection package is automatically offered on Bank of America^® consumer credit cards.

Zero Liability. If your card is lost or stolen, Bank of America Credits you back for any fraudulent card transactions up to the amount of the loss.

Prompt Account Credit. Your account will be credited promptly, often as soon as the end of the next day for fraudulent transactions.^{Footnote 1}

Fraud Monitoring. Reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected.

Photo Security®. Puts your picture on the front of the card to reduce fraud.

Privacy Policy. Keeping your financial information secure is one of our most important responsibilities. For an explanation of how we manage Customer Information, visit www.bankofamerica.com/privacy/.

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