Local Home Ownership Programs

We work with local and national organizations to bring potential homebuyers education and financial resources to obtain a mortgage.

Select your state

Select your state from the list below to learn about programs in your area.

E-mail is not secure. If you choose to contact a home ownership program through e-mail, do not include confidential information about your Bank of America account(s).

• Arizona
• Arkansas
• California
• Connecticut
• District of Columbia
• Florida
• Georgia
• Illinois
• Kansas
• Maryland
• Massachusetts
• Missouri
• Nevada
• New Hampshire
• New Jersey
• New York
• North Carolina
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Carolina
• Tennessee
• Texas
• Virginia
• Washington

Phoenix

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Phoenix. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Community Housing Resources of Arizona office at 1.602.631.9780 for more information.

Mesa

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Mesa. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Housing for Mesa, Inc., office at 1.480.649.1335 for more information.

Tucson

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Tucson. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Chicanos Por La Causa, Inc., office at 1.520.882.0018 for more information.

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• HomeFree-USA. Bank of America works through HomeFree-USA affiliates to provide special mortgages to potential homeowners in Los Angeles. For more information, call In Affordable Housing at 1.501.221.2203.

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Los Angeles

• HomeFree-USA. Bank of America works through HomeFree-USA affiliates to provide special mortgages to potential homeowners in Los Angeles. For more information, call West Angeles Community Development Corporation office at 1.323.291.1472.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Los Angeles. NACA offers homeownership counseling, and Bank of America provides special mortgage products. Call NACA's California office at 1.510.652.6622 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Los Angeles. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Montebello Housing Development Corporation office at 1.323.722.3955 for more information.
• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Los Angeles. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Watts Century Latino Organization office at 1.323.564.9140 for more information.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout California. For more information call Los Angeles Neighborhood Housing Services office at 1.213.381.2862.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to the people of Los Angeles. For more information on NAREB Investment Division-HCA, call the organization’s Los Angeles office at 1.323.299.4067.

Oakland

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Oakland. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's California office at 1.510.652.6622 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to the people of Oakland. For more information on NAREB Investment Division-HCA, call the organization’s Los Angeles office at 1.323.299.4067.

Sacramento

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Sacramento. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's California office at 1.510.652.6622 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout California. For more information call Sacramento Neighborhood Housing Services (Sacramento NHS) office at 1.915.452.5361.

San Francisco/San Jose

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout the San Francisco/ San Jose area. For more information call the Neighborhood Housing Services of Silicon Valley office at 1.408.279.2600.

Stockton

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Stockton. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Asociacion Campesino Lazaro Cardenas office at 1.209.466.6811 for more information.

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• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Connecticut. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's New Haven office at 1.203.562.6220 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

New Haven

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Connecticut. For more information call Neighborhood Housing Services of New Haven office at 1.203.562.0598.

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• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Washington, DC. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Washington, DC office at 1.202.328.6333 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Washington, DC. For more information, call HomeFree USA’s office at 1.202.526.2000.

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Clearwater

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Florida. For more information call Clearwater Neighborhood Housing Services (Clearwater NHS) office at 1.727.442.4155.

Jacksonville

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Jacksonville. For more information, call Operation New Hope office at 1.907.354.4673.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Jacksonville. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Jacksonville office at 1.904.306.9272 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Florida. For more information call the Jacksonville Housing Partnership office at 1.904.398.4424.

Miami

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Miami. For more information, call the Life & Learning Center office at 1.305.690.4391.
• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Miami. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Centro Campesino office at 1.305.245.7738 for more information.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Florida. For more information call Miami Dade Neighborhood Housing Services, Inc., (Miami Dade NHS) office at 1.305.751.5511.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout Florida. For more information on NAREB Investment Division-HCA, call the organization’s Miami office at 1.305.351.5435.

Tampa/St. Petersburg

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Tampa. For more information, call the Housing & Educations office at 1.813.261.5151.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Tampa and St. Petersburg. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Florida office at 1.904.725.8700 for more information. Or call NACA'S national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Florida. For more information call St. Petersburg Neighborhood Housing Services office at 1.727.821.6897.

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Atlanta

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Atlanta. For more information, call the HomeFree-USA Atlanta HO Center at 1.404.607.0800.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Atlanta. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Georgia office at 1.404.525.0033 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

Augusta

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Augusta. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Augusta office at 1.706.855.7464 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

Decatur

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Decatur. For more information, call Green Forest Community Development Corporation office at 1.404.486.6759.

Morrow

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Morrow. For more information, D & E office at 1.770.319.5779.

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Chicago

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Chicago. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Resurrection Project office at 1.312.666.1323 for more information.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Illinois. For more information call Neighborhood Housing Services of Chicago office at 1.773.329.4010.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout Illinois. For more information on NAREB Investment Division-HCA, call the organization’s Chicago office at 773.375.1600.

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Kansas City

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Kansas City. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call NCLR's El Centro office at 1.913.677.0100 for more information.

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Baltimore

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Baltimore. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Baltimore office at 1.410.783.0465 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Maryland. For more information call Neighborhood Housing Services of Baltimore office at 1.410.327.1200.

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Jamaica Plain

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Jamaica Plain. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Jamaica Plain office at 1.617.250.6244 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

Springfield

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Springfield. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Springfield office at 1.413.788.6220 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Massachusetts. For more information call Urban Edge Housing office at 1.617.989.9316.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Massachusetts. For more information call Springfield Neighborhood Housing Services, Inc., office at 1.412.739.4737.

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Kansas City

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Kansas City. For more information, call FRC/HomeFree USA’s Kansas City office at 1.816.822.7241.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Kansas City. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's national office at 1.888.302.6222 (NACA) for more information or visit the website at www.naca.com.

St. Louis

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of St. Louis. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's St. Louis office 314.645.8333 or national office at 1.888.302.6222 (NACA) for more information or visit the website at www.naca.com.

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Las Vegas

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Las Vegas. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Housing for Nevada office at 1.702.270.0300 for more information.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout Nevada. For more information on NAREB Investment Division-HCA, call the organization’s Las Vegas office at 1.702.364.1275.

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Manchester

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout New Hampshire. For more information call NeighborWorks HomeOwnership Center of Manchester office at 1.603.472.8623.

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Camden

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout New Jersey. For more information call Neighborhood Housing Services of Camden office at 1.856.541.8440.

Orange

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in New Jersey. For more information, call The Washington DODD Center/NHP office at 1.973.395.1970.

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Brooklyn

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout New York. For more information call Neighborhood Housing Services of Flatbush at 1.718.469.4679.

Buffalo

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout New York. For more information call West Side Neighborhood Housing Services office at 1.716.885.2344.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of New York. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Buffalo office at 1.716.834.6222 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

New York City

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of New York. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's New York City office at 1.212.704.9974 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout New York. For more information call Neighborhood Housing Services Homeownership Center of NY office at 1.716.885.2344.

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Charlotte

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in North Carolina. For more information, call UJAMMA office at 1.704.377.8020.
• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of North Carolina. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Charlotte office at 1.704.536.7676 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout North Carolina. For more information call Charlotte-Mecklenburg Housing Partnership office at 1.704.342.0933.

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• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Oklahoma. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Latino Community Development Corporation office at 1.405.236.0701 for more information.

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Portland

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Oregon. For more information call Portland Housing Center at 1.503.282.7744.

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Allentown

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Allentown. For more information call Neighborhood Housing Services of Lehigh Valley at 1.610.437.4571.

Philadelphia

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Philadelphia. For more information, call Nueva Esperanza, Inc. at 1.215.324.0746.

Reading

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Reading. For more information call Neighborhood Housing Services of Reading at 1.610.372.8433.

Scranton

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Scranton. For more information call Neighborhood Housing Services of Lackawanna County at 1.570.558.2496.

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Providence

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Rhode Island. For more information call West Elmwood Housing Development Corporation office at 1.401.453.3220.

Woonsocket

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Rhode Island. For more information call Woonsocket Neighborhood Development Corporation office at 1.401.762.0993.

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Columbia

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of South Carolina. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's South Carolina office at 1.803.255.0223 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout South Carolina. For more information on NAREB Investment Division-HCA, call the organization’s Columbia office at 1.803.254.1636.

Charleston

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of South Carolina. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's South Carolina office at 1.834.556.0497 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.

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Memphis

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Memphis. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Tennessee office at 1.916.396.3366 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout Tennessee. For more information on NAREB Investment Division-HCA, call the organization’s Memphis office at 1.901.458.4663.

Nashville

• HomeFree-USA. Bank of America works with HomeFree-USA affiliates to provide special mortgages to potential homeowners in Nashville. For more information, call Residential Resources, Inc., office at 1.615.650.9779.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Tennessee. For more information call Affordable Housing Resources office at 1.615.251.0025.

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Austin

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Cen-Tex Certified Development Corporation office at 1.512.912.9884.

Dallas/Ft. Worth

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of Dallas and Fort Worth. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Texas office at 1.817.608.9610 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Dallas/Ft. Worth. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Vecinos Unidos office at 1.214.761.1086 for more information.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Cen-Tex Certified Development Corporation office at 1.512.912.9884.

El Paso

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of El Paso. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call YWCA CCCS El Paso Del Norte Region at 1.915.577.2530 for more information.

Houston

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Avenue Community Development Corporation office at 1.713.864.8099.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Fifth Ward Community Redevelopment Corporation office at 1.713.864.8099.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Tejano Center for Community Concern office at 1.713.644.2340.
• NID-HCA. Bank of America works with NAREB Investment Division-HCA affiliates to provide affordable mortgages to people throughout Houston. For more information on NAREB Investment Division-HCA, call the organization’s Houston office at 1.281.260.8289.

San Antonio

• NACA. Bank of America works with Neighborhood Assistance Corporation of America (NACA) to provide affordable mortgages to the people of San Antonio. NACA offers homeownership counseling and Bank of America provides special mortgages. Call NACA's Texas office at 1.817.608.9610 for more information. Or call NACA's national office toll free at 1.888.302.6222 (NACA) or visit the website at www.naca.com.
• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Texas. For more information call Alamo Area Mutual Housing Association office at 1.210.731.8030.

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Falls Church

• NCLR. Bank of America works with National Council of La Raza (NCLR) to provide affordable mortgages to the people of Falls Church. NCLR offers homeownership counseling and Bank of America provides special mortgages. Call Hispanic Committee of Virginia office at 1.703.671.5666 for more information.

Richmond

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Richmond. For more information, call NHS of Richmond at 1.804.329.2500.

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Seattle

• NeighborWorks® America. Bank of America works through the NeighborWorks® America affiliates to provide affordable mortgages to people throughout Washington. For more information call HomeSight office at 1.888.749.4663.

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