Student Package

8/18 Valdosta State University
8/19 East Carolina University
8/21 Northeastern State University
8/21 University of South Carolina
8/21-22 Texas Tech University
8/22 Cornell University
8/22 Washington State University
8/23 Loyola Marymount University
8/23 Liberty University
8/24-25 University of California - Berkeley
8/25 El Paso Community College - Valle Verde Campus
8/25 Florida State University
8/25 Oklahoma City University
8/25 Tallahassee Community College
8/25 Texas A&M University
8/25 University of Missouri - Columbia
8/25-27 Texas Tech University
8/25-28 University of Southern California
8/25-27 California State University, Chico
8/26 Middle Tennessee State University
8/26 University of Texas at Austin
8/27 University of Miami
8/27 University of NC Wilmington
8/28 Salisbury State University
8/28 Yale University
8/29 Massachusetts Institute of Tech
8/30 Boston University
8/30 Stony Brook University
8/30 Fairfield University
9/2 University of Maine
9/2 Rutgers University
9/2-5 California State University, Long Beach
9/3 George Washington University
9/8 University of Houston (TX) Downtown
9/14 Cal Poly Pomona
9/20-21 University of California-Los Angeles
9/29 University of Oregon
9/29 Oregon State University
10/1-2 Portland State University
10/23 University of North Carolina/ Charlotte

Alerts³: Set up free email or text message Alerts to help you prevent fees.
Mobile Banking³: On the go? Get available balance, pay bills, transfer money, and more from your cell or smartphone.

^{Checking account required}

Start building your credit history^*:

No Annual Fee
FREE Identity Theft Protection^** with Credit Monitoring for 4 years (as long as your account remains open)
FREE Total Security Protection^® package

Wouldn't it be great to get a care package that takes care of all your banking needs? That's what the Student Package⁴ does. You get:
Free CampusEdge^® Checking¹

No minimum balance required
Free Bank of America Visa^® Check Card
Your first overdraft fee refunded when you call or come in to a banking center, plus a Stuff Happens^® card² to request a refund if you make the same mistake twice

Easy Savings with Keep the Change⁵^®
Your savings account is free of the monthly maintenance fee when you enroll in Keep the Change^® and make your first check card purchase. The bank rounds up your check card purchases to the next dollar and transfers the difference from your checking to your savings.
Additional Features:

Apply for a Student Visa^® Platinum Plus credit card^*
Access to the award-winning Online Bank
Get a FREE Student Financial Handbook

To take advantage of this online offer, use offer code "CAMPUS" when you apply for CampusEdge^® Checking and Regular Savings. You will be enrolled in Keep the Change^®.

No-Flash version

1. CampusEdge Checking
	Special Online Only Offer: Your account will initially be opened as CampusEdge^® Checking with no monthly maintenance fee. After the first 5 years, your account will be converted to MyAccess® Checking with no monthly maintenance fee. Student status will be validated upon account opening. Fees for overdrafts and other account-related services still apply. Programs, fees, rates, terms and conditions are subject to change.
2. Stuff Happens
	Stuff Happens^® Card, good for a one-time refund for one of the following fees: overdraft item fee, NSF: returned item fee, overdraft protection transfer fee, stop payment fee or non-Bank of America ATM fee. The Stuff Happens^® Card is only valid for CampusEdge Checking accounts.
3. Mobile Banking and Alerts
	You will be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges. Mobile Banking and Alerts are not available with accounts located in WA or ID. Transfers are not available to or from accounts located in WA or ID. Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider.
4. Student Package
	This offer applies to new accounts only. You must open a new personal checking account, a new Regular Savings account (referred to as Unlinked Market Rate Savings in ID and WA) and sign up for our Keep the Change® service on the same day. The monthly maintenance fee (referred to as monthly service charge in CA) waiver on your Regular Savings account begins the statement cycle after your first Keep the Change transfer from your new personal checking account to your new Regular Savings account. We may change or terminate this offer at any time. Excess transaction fees on Regular Savings still apply. See our Personal Schedule of Fees for information about these accounts and our Keep the Change service.
5. Keep the Change
	Keep the Change Matching Promotion. We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Market Rate Savings, which requires a minimum opening balance of $1 and pays a variable Annual Percentage Yield that was .20% as of 06/25/08. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099. Keep the Change patent pending.

* Credit Card: For information about the rates, fees, other costs and benefits associated with the use of the Student Visa card, click on the Apply Now link above and refer to the disclosures accompanying the online credit card application. This credit card program is issued and administered by FIA Card Services, N.A. **Identity Theft Protection: This free service will continue for 4 years from enrollment. Notification will be sent prior to expiration. Cancel your membership at anytime by calling 1.800.695.6758 from 8 a.m. to 11 p.m. ET Monday through Friday, and from 9 a.m. to 6 p.m. ET on Saturday. Service will be automatically canceled if the credit card account is closed.