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Printable version of the 2005 Summary Annual Report and Form 10-K
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2005 Summary Annual Report: Form 10-K: Form 10-K Cover Page


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549



FORM 10-K

ANNUAL REPORT
PURSUANT TO SECTIONS 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934


(Mark One)

Checked ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2005
OR


Unchecked TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from                  to                 

Commission file number 1-6523

Bank of America Corporation
(Exact name of registrant as specified in its charter)


Delaware
(State or other jurisdiction
of incorporation or organization)
56-0906609
(IRS Employer
Identification No.)
Bank of America Corporate Center
100 N. Tryon Street
Charlotte, North Carolina
(Address of Principal Executive Offices)
28255
(Zip Code)
             Registrant’s telephone number, including area code  (704) 386-5681


SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT:
Title of each class
Name of each exchange on which registered
Common Stock New York Stock Exchange
London Stock Exchange
Pacific Stock Exchange
Tokyo Stock Exchange
Depositary Shares each representing a one-fifth interest in a share of:
Depositary Shares each representing a one-fifth interest in a share of:
    6.75% Perpetual Preferred Stock
New York Stock Exchange
Depositary Shares each representing a one-fifth interest in a share of:
    Fixed/Adjustable Cumulative Preferred Stock
New York Stock Exchange
S&P 500® Index Return Linked Notes, due July 2, 2007
American Stock Exchange
Minimum Return Index EAGLESSM, due June 1, 2010, Linked to the Nasdaq-100 Index®
American Stock Exchange
Minimum Return Index EAGLES®, due June 28, 2010, Linked to the S&P 500® Index
American Stock Exchange
Minimum Return—Return Linked Notes, due June 24, 2010, Linked to the Nikkei 225 Index
American Stock Exchange
Minimum Return Basket EAGLESSM, due August 2, 2010, Linked to a Basket of Energy Stocks
American Stock Exchange
Minimum Return Index EAGLES®, due August 28, 2009, Linked to the Russell 2000® Index
American Stock Exchange
Minimum Return Index EAGLES®, due September 25, 2009, Linked to the Dow Jones Industrial AverageSM
American Stock Exchange
Minimum Return Index EAGLES®, due October 29, 2010, Linked to the Nasdaq-100 Index®
American Stock Exchange
1.50% Index CYCLESTM, due November 26, 2010, Linked to the S&P 500® Index
American Stock Exchange
1.00% Index CYCLESTM, due December 28, 2010, Linked to the S&P MidCap 400 Index
American Stock Exchange
Return Linked Notes due June 28, 2010, Linked to the Nikkei 225 Index
American Stock Exchange
1.00% Index CYCLESTM, due January 28, 2011, Linked to a Basket of Health Care Stocks
American Stock Exchange
Minimum Return Index EAGLES®, due January 28, 2011, Linked to the Russell 2000® Index
American Stock Exchange
0.25% Cash-Settled Exchangeable Notes, due January 26, 2010, Linked to the Nasdaq-100 Index®
American Stock Exchange
1.25% Index CYCLESTM, due February 24, 2010, Linked to the S&P 500® Index
American Stock Exchange
Minimum Return Index EAGLES®, due March 27, 2009, Linked to the Nasdaq-100 Index®
American Stock Exchange
1.75% Basket CYCLESTM, due April 30, 2009, Linked to a Basket of Three Indices
American Stock Exchange
1.00% Basket CYCLESTM, due May 27, 2010, Linked to a "70/30" Basket of Four Indices and an Exchange Traded Fund
American Stock Exchange
Minimum Return Index EAGLES®, due June 25, 2010, Linked to the Dow Jones Industrial AverageSM
American Stock Exchange
1.50% Basket CYCLESTM, due July 29, 2011, Linked to an "80/20" Basket of Four Indices and an Exchange Traded Fund
American Stock Exchange
Minimum Return Index EAGLES®, due August 28, 2009, Linked to the AMEX Biotechnology IndexSM
American Stock Exchange
1.25% Index CYCLESTM, due August 25, 2010, Linked to the Dow Jones Industrial AverageSM
American Stock Exchange
1.25% Basket CYCLESTM, due September 27, 2011, Linked to a Basket of Four Indices
American Stock Exchange
Minimum Return Basket EAGLESSM, due September 29, 2010, Linked to a Basket of Energy Stocks
American Stock Exchange
Minimum Return Index EAGLES®, due October 29, 2010, Linked to the S&P 500® Index
American Stock Exchange
Minimum Return Index EAGLES®, due November 23, 2010, Linked to the Nasdaq-100 Index®
American Stock Exchange
Minimum Return Index EAGLES®, due November 24, 2010, Linked to the CBOE China Index
American Stock Exchange
1.25% Basket CYCLESTM, due December 27, 2010, Linked to a "70/30" Basket of Four Indices and an Exchange Traded Fund
American Stock Exchange
1.50% Index CYCLESTM, due December 28, 2011, Linked to a Basket of Health Care Stocks
American Stock Exchange
6 1/2% Subordinated InterNotesSM, due 2032
New York Stock Exchange
5 1/2% Subordinated InterNotesSM, due 2033
New York Stock Exchange
5 7/8% Subordinated InterNotesSM, due 2033
New York Stock Exchange
6% Subordinated InterNotesSM, due 2034
New York Stock Exchange
8 1/2% Subordinated Notes, due 2007
New York Stock Exchange
NASDAQ® 100 EAGLESSM, due 2010
American Stock Exchange
S&P 500® EAGLESSM, due 2010
American Stock Exchange
Nikkei 225 Return Linked Note, due 2010
American Stock Exchange
Basket of Energy Stocks EAGLESSM, due 2010
American Stock Exchange
Russell 2000® EAGLES®, due 2009
American Stock Exchange
DJIA® EAGLES®, due 2009
American Stock Exchange
Nasdaq 100® EAGLES®, due 2010
American Stock Exchange
S&P 500® Index CYCLES, due 2010
American Stock Exchange
S&P 400 MidCap Index CYCLES, due 2010
American Stock Exchange
Nikkei 225 Return Linked Note, due 2010
American Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None


Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.
Yes CheckedNo Unchecked
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.
Yes CheckedNo Unchecked
Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
Yes CheckedNo Unchecked

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.  Unchecked

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of “accelerated filer” and “large accelerated filer” in Rule 12b-2 of the Exchange Act.

Checked  Large accelerated filer Unchecked  Accelerated filer Unchecked  Non-accelerated filer

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).
Yes CheckedNo Unchecked

The aggregate market value of the registrant’s common stock (“Common Stock”) held by non-affiliates is approximately $210,310,308,584 (based on the June 30, 2005 closing price of Common Stock of $45.61 per share as reported on the New York Stock Exchange). As of March 13, 2006, there were 4,648,802,068 shares of Common Stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Document of the Registrant
Portions of the 2006 Proxy Statement
Form 10-K Reference Locations
PART III


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