2003 Annual Report: Executive Officers and Directors

Executive Officers and Directors

Executive Officers

Kenneth D. Lewis
Chairman, President and
Chief Executive Officer

James H. Hance, Jr.
Vice Chairman and
Chief Financial Officer

Amy Woods Brinkley
Chief Risk Officer

Edward J. Brown III
President, Global Corporate and
Investment Banking

Richard M. DeMartini
President, Asset Management

Barbara J. Desoer
President, Consumer Products

R. Eugene Taylor
President, Consumer and
Commercial Banking

Board of Directors

John R. Belk
President - Finance, Systems
and Operations
Belk, Inc.
Retail department stores
Charlotte, NC

Charles W. Coker
Chairman
Sonoco Products Company
Paper and plastics manufacturing
Hartsville, SC

Frank Dowd, IV
Chairman and Chief Executive Officer
Charlotte Pipe and Foundry Company
Cast iron and plastic pipe fittings manufacturing
Charlotte, NC

Kathleen F. Feldstein
President
Economics Studies, Inc.
Private consulting
Belmont, MA

Paul Fulton
Chairman
Bassett Furniture Industries, Inc.
Furniture manufacturing
Winston-Salem, NC

Donald E. Guinn
Chairman Emeritus
Pacific Telesis Group
Telecommunications
Bend, OR

James H. Hance, Jr.
Vice Chairman and Chief Financial Officer
Bank of America Corporation
Financial services
Charlotte, NC

Kenneth D. Lewis
Chairman, President and
Chief Executive Officer
Bank of America Corporation
Financial services
Charlotte, NC

Walter E. Massey
President
Morehouse College
Education
Atlanta, GA

C. Steven McMillan
Chairman, President and
Chief Executive Officer
Sara Lee Corporation
Consumer packaged goods
Chicago, IL

Patricia E. Mitchell
President and Chief Executive Officer
Public Broadcasting Service
Noncommercial broadcasting
Alexandria, VA

Edward L. Romero
Former Ambassador to Spain
Albuquerque, NM

O. Temple Sloan, Jr.
Chairman and Chief Executive Officer
General Parts Inc.
Automotive replacement parts distributing
Raleigh, NC

Meredith R. Spangler
Trustee and Board Member
C.D. Spangler Construction
Construction
Charlotte, NC

Ronald Townsend
Communications Consultant
Jacksonville, FL

Jackie M. Ward
Outside Managing Director
Intec Telecom Systems PLC
Telecommunications software
Atlanta, GA

Virgil R. Williams
Chairman and Chief Executive Officer
Williams Group International, Inc.
Industrial and environmental contracting
Stone Mountain, GA