Accessible Banking InformationSkip global navigational links.Go to site map.Bank of America Higher Standards Home
Download a printable version of the Annual Report
Download a printable supplement on the FleetBoston merger
Chairman's Letter CFO's Letter Raising the Bar Financial Review Officers & Directors Corporate Information

2003 Annual Report: Financial Review: Statistical Financial Information: Table VIII Outstanding Loans and Leases

Table VIII

Outstanding Loans and Leases

December 31
2003 2002 2001 2000 1999
(Dollars in millions) Amount Percent Amount Percent Amount Percent Amount Percent Amount Percent
Commercial - domestic $ 96,644 26.0 % $ 105,053 30.6 % $ 118,205 35.9 % $ 146,040 37.2 % $ 143,450 38.7 %
Commercial - foreign 15,293 4.1 19,912 5.8 23,039 7.0 31,066 7.9 27,978 7.5
Commercial real estate - domestic 19,043 5.1 19,910 5.8 22,271 6.8 26,154 6.7 24,026 6.5
Commercial real estate - foreign 324 0.1 295 0.1 383 0.1 282 0.1 325 0.1
     Total commercial 131,304 35.3 145,170 42.3 163,898 49.8 203,542 51.9 195,779 52.8
Residential mortgage 140,513 37.8 108,197 31.6 78,203 23.8 84,394 21.5 81,860 22.1
Home equity lines 23,859 6.4 23,236 6.8 22,107 6.7 21,598 5.5 17,273 4.7
Direct/Indirect consumer 33,415 9.0 31,068 9.1 30,317 9.2 29,859 7.6 31,997 8.6
Consumer finance 5,589 1.5 8,384 2.4 12,652 3.9 36,398 9.3 32,490 8.8
Credit card 34,814 9.4 24,729 7.2 19,884 6.0 14,094 3.6 9,019 2.4
Foreign consumer 1,969 0.6 1,971 0.6 2,092 0.6 2,308 0.6 2,244 0.6
     Total consumer 240,159 64.7 197,585 57.7 165,255 50.2 188,651 48.1 174,883 47.2
          Total(1) $ 371,463 100.0 % $ 342,755 100.0 % $ 329,153 100.0 % $ 392,193 100.0 % $ 370,662 100.0 %
(1)  Includes lease financings of $11,376, $14,332, $18,726, $22,486, and $22,671 at December 31, 2003, 2002, 2001, 2000 and 1999, respectively.


^ Top of Page
<< Previous | Next: Table IX Non-real Estate Outstanding Commercial Loans and Leases by Significant Industry >>
© 2004 Bank of America Corporation. All rights reserved.