 |
|
|
|
|
|
|
|
|
Consolidated Balance Sheet |
|
|
|
|
|
|
|
|
|
|
|
2003 |
|
|
|
2002 |
|
|
|
|
|
|
| Assets |
|
| Cash and cash equivalents |
|
$ |
27,084 |
|
$ |
24,973 |
|
| Time deposits placed and other short-term investments |
|
8,051 |
|
6,813 |
|
| Federal funds sold and securities purchased under agreements to resell (includes $76,446 |
|
| and $44,779 pledged as collateral) |
|
76,492 |
|
44,878 |
|
| Trading account assets (includes $18,722 and $35,515 pledged as collateral) |
|
68,547 |
|
63,996 |
|
| Derivative assets |
|
36,507 |
|
34,310 |
|
| Debt securities: |
|
| Available-for-sale (includes $20,858 and $32,919 pledged as collateral) |
|
67,993 |
|
68,122 |
|
| Held-to-maturity, at cost (market value - $254 and $1,001) |
|
247 |
|
1,026 |
|
|
|
|
|
| Total debt securities |
|
68,240 |
|
69,148 |
|
|
|
|
|
| Loans and leases |
|
371,463 |
|
342,755 |
|
| Allowance for loan and lease losses |
|
(6,163 |
) |
|
(6,358 |
) |
|
|
|
|
| Loans and leases, net of allowance |
|
365,300 |
|
336,397 |
|
|
|
|
|
| Premises and equipment, net |
|
6,036 |
|
6,717 |
|
| Mortgage banking assets |
|
2,762 |
|
2,110 |
|
| Goodwill |
|
11,455 |
|
11,389 |
|
| Core deposit intangibles and other intangibles |
|
908 |
|
1,095 |
|
| Other assets |
|
65,063 |
|
59,125 |
|
|
|
|
|
| Total assets |
|
$ |
736,445 |
|
$ |
660,951 |
|
|
|
|
|
| Liabilities |
|
| Deposits in domestic offices: |
|
| Noninterest-bearing |
|
$ |
118,495 |
|
$ |
122,686 |
|
| Interest-bearing |
|
262,032 |
|
232,320 |
|
| Deposits in foreign offices: |
|
| Noninterest-bearing |
|
3,035 |
|
1,673 |
|
| Interest-bearing |
|
30,551 |
|
29,779 |
|
|
|
|
|
| Total deposits |
|
414,113 |
|
386,458 |
|
|
|
|
|
| Federal funds purchased and securities sold under agreements to repurchase |
|
78,046 |
|
65,079 |
|
| Trading account liabilities |
|
26,844 |
|
25,574 |
|
| Derivative liabilities |
|
24,526 |
|
23,566 |
|
| Commercial paper and other short-term borrowings |
|
42,478 |
|
25,234 |
|
| Accrued expenses and other liabilities |
|
27,115 |
|
17,545 |
|
| Long-term debt |
|
75,343 |
|
61,145 |
|
| Trust preferred securities |
|
- |
|
6,031 |
|
|
|
|
|
| Total liabilities |
|
688,465 |
|
610,632 |
|
|
|
|
|
|
| Commitments and contingencies (Note 13) |
|
|
| Shareholders' equity |
|
| Preferred stock, $0.01 par value; authorized - 100,000,000 shares; issued and outstanding - |
|
| 1,269,600 and 1,356,749 shares |
|
54 |
|
58 |
|
| Common stock, $0.01 par value; authorized - 5,000,000,000 shares; issued and outstanding - |
|
| 1,441,143,786 and 1,500,691,103 shares |
|
14 |
|
496 |
|
| Retained earnings |
|
50,213 |
|
48,517 |
|
| Accumulated other comprehensive income (loss) |
|
(2,148 |
) |
|
1,232 |
|
| Other |
|
(153 |
) |
|
16 |
|
|
|
|
|
| Total shareholders' equity |
|
47,980 |
|
50,319 |
|
|
|
|
|
| Total liabilities and shareholders' equity |
|
$ |
736,445 |
|
$ |
660,951 |
|
|
|
|
|
|
