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Total Security Protection™

Get greater defense against theft, loss, or unauthorized use of your credit card. Total Security Protection is automatically available and free for all Bank of America consumer credit cards, Check Cards and Equity CreditLine/Maximizer Visa® cards.

Secure features

  • Zero Liability. If your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss, when reported within 60 days from statement date.
  • Guaranteed Credit. Your account will be credited by the end of the next business day for unauthorized transactions if your card is lost or stolen.1
  • Fraud Monitoring. Reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected.
  • Photo Security. Puts your picture on the front of the card to help reduce fraud.
  • Verified by Visa™. Provides password protection to help prevent others from using your card online (not available on Check Cards in Washington, Idaho and Oregon).
  • Bank of America Privacy Policy for Consumers. Commits that your customer information will not be disclosed to third-party marketers for purposes of marketing their own products and services.

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1Claims may be filed against posted and settled transactions subject to dollar limits and verification, and must be reported within 60 days of the statement.