Text-only Fact Sheet

Accessible Financing for Our Customers with Disabilities

Affordable and convenient banking to meet your unique needs.

The freedom to build your independence begins with financial access.
At Bank of America, we believe in banking without barriers—for everyone. We’re committed to serving your needs and supporting your dreams, whether you’re living with a disability or not. From our banking centers to our accounts and services, you’ll enjoy easy and convenient access every day.

Accessible Financing1
Whether you’re purchasing adaptive equipment, assistive technology or durable medical equipment, we offer a number of affordable solutions to help you finance your access needs.

Access Loans
Get greater flexibility when you finance your vehicle or home modification.

  • Reduced monthly payments through extended loan repayment periods
  • Lower interest rates through automatic payment deductions from any Bank of America Checking or Savings account

All-in-One Access Loans for Vehicles
One loan covers the cost of both the vehicle and adaptive equipment — with only one simple application and easy monthly payments.

  • For the purchase of retrofitted new or used cars, vans, sport-utility vehicles or light-duty trucks
  • A minimum down payment (cash or trade equity) of 10% is required2

Home Modification Access Loans
Ideal for financing home accessibility improvements, such as building wheelchair ramps, installing lifts, widening doors or lowering cabinets.

  • Flexibility to finance smaller projects through lower loan requirements
  • Stable monthly payments with fixed interest rates

Home Equity Loans and Lines of Credit3
The equity you've built in your home can be a powerful borrowing tool. You'll get the funds you need at a lower interest rate than that of many traditional loans or credit cards.

  • It's easy to apply. In addition to a great rate, we make it easy – it only takes minutes to apply.
  • Flexibility. Choose a fixed rate home equity loan or a variable rate home equity line of credit.
  • Access. You can access your home equity line of credit by telephone, through Online Banking, at any banking center or with the Bank of America home equity line Visa®access card.4
  • Fixed Rate Loan Option. If you prefer the predictability of regular payments for a specific term, our fixed rate loan option on your home equity line of credit allows you to convert all or a portion or your variable-rate balance to a fixed rate.5

Bank of America Platinum Plus and Rewards Visa® Credit Cards
Bank of America gives you a world of choices when selecting the credit card you prefer1:

  • Rewards cards
  • Airline reward cards
  • Cash back cards
  • College and University cards
  • Sports cards

Bank of America consumer credit cards come with a free Total Security Protection®package that includes:

  • Zero Liability6
  • Fraud Monitoring
  • Photo Security
  • Guaranteed Credit6

Accessible Services

Braille and Large-Print Statements
Choose the way you want to receive your personal checking, savings or credit card statements, at no extra charge.

Talking ATMs
Plug a headset into the audio jack at one of our more than 11,000 ATMs with voice guidance technology and you can easily access your accounts by listening to private, spoken instructions.7

Free Online Banking Service
Our website has integrated accessibility features so you can enjoy enhanced usability.8
Sign in to Online Banking to:

  • View recent account activity
  • Pay bills
  • Monitor your account with email and text message Alerts (not available in ID and WA).
  • Transfer funds between your accounts and to other Bank of America customers. Transfers not available to or from accounts located in WA or ID.

All with the protection of our award winning security features and Online Banking Guarantee.

You can even open accounts and apply for loans. It’s convenient, secure and, best of all - It’s free.

Telephone Banking
Access your checking, savings or credit card accounts by using our automated Telephone Banking service 24 hours a day, 7 days a week, 365 days a year. Check your available balance, transfer money, verify recent payments, deposits and withdrawals, and more.

A wide range of products and services:

  • Affordable loans
  • 6,000 banking centers coast-to-coast
  • Drive-thru Banking
  • Braille and large-print statements
  • Large-print and raised-line checks
  • Free, secure Online Banking Service with built-in accessibility features
  • Talking ATMs
  • 24-hour Telephone Banking with TTY/TDD service and more

For more information or to apply:

Loans and Lines of Credit
Customer Service 1.800.900.9000
TTY 1.800.833.2632

Credit Card
Customer Service 1.800.732.9194
TTY 1.800.222.7365

Accessible Banking Services
Nationwide (excluding CA, WA & ID)
Customer Service 1.800.432.1000
TTY 1.800.288.4408

California
Customer Service 1.800.622.8731
TTY 1.800.551.4453

Idaho & Washington
Customer Service 1.800.442.6680
TTY 1.800.232.6299


Visit our website:
www.bankofamerica.com/accessiblebanking

1Credit subject to approval. Normal credit standards apply. For information on the rates, fees, other costs and benefits of these credit cards, please visit a banking center or bankofamerica.com/creditcard. Credit cards are issued and administered by FIA Card Services, N.A. Platinum Plus is a registered trademark of FIA Card Services, N.A. Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Bank of America and Total Security Protection are registered trademarks of Bank of America Corporation.

2Used vehicles may be financed up to 100% of the purchase price plus adaptive equipment, tax, license, documentation fee and service warranty. Currently available only in AZ, AR, CA, CT, DE, FL, GA, IA, ID, IL, IN, KS, MA, ME, MD, MI, MO, NC, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, VA, WA and The District of Columbia.

3Credit and collateral are subject to approval. Terms and conditions and other restrictions apply. See Bank of America for further details.

4Home Equity Visa® access card not available in CT, ID, NY, TX, WA.

5You may convert all or a portion of your variable rate balance to a fixed rate and fixed payment option. The minimum amount that can be converted is $5,000.

6Claims may be filed against posted and settled transactions and are subject to dollar limits and verification. Claims reported and received during weekdays after 6:00 p.m. CST, on weekends or holidays, or after 60 days of the date of the statement on which the transaction appears will not be eligible for next-day credit.

7Not available at all ATM locations.

8Web accessibility based on universal design and Priorities 1 and 2 of the World Wide Web Consortium (W3C).

Bank of America, N.A. Member FDIC
Equal Housing Lender
©2008 Bank of America Corporation.

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