Capital

Few things are as important as capital to the success of your business. Our resources can help you evaluate funding options, navigate the application process and learn how to build business credit.

Section

Getting started

Where you are in the business life cycle, how much funding you need and what you'll use it for are all things to consider when evaluating options.

Financing options for small businesses

Throughout the life of your business you may need to secure outside funding. Learn about traditional and alternative financing options that can help you achieve your goals.

9-minute read

Access to Capital Directory for Entrepreneurs

When traditional bank lending is not the right fit for your business, you may want to explore alternative sources of capital.  Our curated database can help you find sources of equity, debt and grant funding.

View directory
Section

Borrowing

Learn about lending solutions to fund growth or support day-to-day operations.

 

See all borrowing resources

What is a business line of credit and how does it work?

The ability to adapt to change, especially in times of growth or uneven cash flow, is critical. When you need ready access to cash, a line of credit may be an ideal solution.

3-minute read

What is a business loan and how do I get one?

A business loan is a way for companies to borrow funds for business purposes, such as bolstering working capital or purchasing commercial property.

6-minute read

What is an SBA loan and how do I qualify?

Backed by the U.S. Small Business Administration, these loans allow financial institutions to provide business loans with more favorable terms or more flexible underwriting criteria than conventional loans.

8-minute read
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Line of credit vs. business credit card: An overview

Having both a business credit card and a line of credit can be integral to your success. Here’s a quick overview so you can make the most of each.

4-minute read

What is the difference between secured and unsecured business loans?

Both secured and unsecured business loans can be useful tools for expanding your business. Understanding the difference can help you select the right one for your business.

4-minute read

Factors that impact loan decisions (and how to increase your approval odds)

If you are considering applying for financing to help grow your business, it's important to understand what lenders typically look for when evaluating a loan application.

7-minute read

Funding resources for Black entrepreneurs

Securing capital is a challenge often cited by Black entrepreneurs. Understand where to find loans and grants available and allocated for minority and black-owned businesses.

5 ways women entrepreneurs can fund a startup

Many women tap personal savings or income to fund their startups. Other funding options do exist, however, including loans and grants earmarked for women-owned businesses.

Client spotlight: Dr. Josh Sanabria of Isla Veterinary Boutique Hospital

Since the age of six, Dr. Josh Sanabria has had an unwavering love of animals. Hear how he was able to make his lifelong dream of owning a veterinarian clinic a reality.

Watch, 3:05 minutes

Lending resources for Hispanic-Latino business owners

As Hispanic-owned businesses continue to grow, access to capital remains imperative. Learn about sources of funding, including equity, loans and grants.

5-minute read

Client spotlight: Mia Davis, owner, Mikko Sushi

Learn how Mia Davis failed in the restaurant business, returned to school to study accounting and now has three restaurants in the San Diego, CA area.

Watch, 2:26 minutes

Tips on how AAPI business owners can gain access to capital

Hear advice one banker shares with Asian American and Pacific Islander small business owners who are interested in finding capital to fund their business’s growth.

6-minute read

Access to Capital Directory for Women Entrepreneurs

A curated database designed to help women entrepreneurs learn about sources of funding, including equity, loans and grants.

View directory

Access to Capital Directory for Black Entrepreneurs

When traditional bank lending is not the right fit for your business, you may want to explore alternative sources of capital. Our curated database can help you find sources of equity, debt and grant funding.

View directory

Access to Capital Directory for Hispanic-Latino Entrepreneurs

When traditional bank lending is not the right fit for your business, you may want to explore alternative sources of capital. Our curated database can help you find sources of equity, debt and grant funding.

View directory
Section

Building business credit

Find out how to build a strong credit profile for your business.

What is business credit and how do I build it?

The ability to borrow money can help you jump on opportunities and navigate challenges. Learn about building business credit in these 8 steps.

2-minute read

Credit score basics for small businesses

To secure the credit you need at the most attractive interest rates, it helps to have a strong business credit score, which is a measure of the financial health of your company.

5-minute read

How do I get a business credit card?

A business credit card can be a powerful financial tool for your business. When applying for a credit card, doing some prep work up front can help speed up the process.

3-minute read

What can I do if my business loan is not approved?

It can be disheartening for a business owner to learn that their loan application has been denied. Here is some advice on what to do next.

4-minute read

How to build a business credit profile

Building your business’s credit profile can be a passport to growth. Hear useful tips on how business owners can build their business credit profile.

Watch, 1:58 minutes
Section

Equity

Discover ways to attract and retain investors.

How to find investors for your small business

The right investors can provide a wealth of benefits beyond the money they bring to your business - from access to their professional network to well-grounded advice.

6-minute read

Angel investors seek women-owned business startups: how to find a match

An angel investor is that rare person who, in exchange for a piece of the business, is willing to take a risk with their own money and help fund early-stage companies.

6-minute read

Ready to meet with a specialist?

Whether you need to raise capital, improve payments, remodel, upgrade equipment, expand or enhance hiring and retention efforts, let’s work together to shape your future.

Schedule an appointment

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